Insurance

[TURBO]

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Hello . Just wondered if its a good idea to insure my third whippet ( The other two are insured ) Or would it be a better idea to cancel all and open bank account and put money in each month just in case . What would you do ?

 

[J.T.]

I have my 3 dogs insured as I do a lot with them such as agility etc so think it's wise to have them covered. I used to have the cats insured too, all 6 of them (w00t) but after trying to claim for one of them (my first ever claim in about 7yrs)and having lots of hassle getting the money out of them, I decided to cancel the policy. I was paying roughly £40 per month to insure 6 cats so started to put the same amount in a seperate bank account. Hopefully I won't need to use the money & at the end of the year the money is still mine

 

[jinnyfizz]

I insure all three of mine as you can never know when something may happen and it would be a long time before I had enough in the bank to pay a vet's bill these days (w00t)

The other way is to wait until you need the money and then get a loan to pay the cost of treatment - all you're then effectively doing is paying monthly in arrears rather than paying the insurance company monthly in advance :thumbsup: The problem there comes if something else happens and you then need another loan

............. on reflection I think it's better to insure them

 

[masta]

i had a 3k claim on a 8 month pup i was paying £10 a month insurance £80 paid 3k claimed based on the theory saving money in an account you would needed to have saved £300+a month