Pet Insurance

[chelle123]

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i know this sis been mentioned a few times but i have this website has anyone used them seems to cheap and too good to be true http://www.pet-insurance.co.uk/

 

[chelle123]

i have just phoned this company to ask a few more questions, they will pay the vets direct they pay £4000 per condition per month and the best bit as i dont get my dogs annual boosters it doesnt matter to them it isnt in there small print that they must be boostered every year.

 

[Tigernidster]

Just tried a quote - they don't do dogs older than 10. There's your problem!

 

[Hula]

Make sure it covers any illness they get for life , a lot of them don't .

 

[Aly]

I have Molly insured with Halifax and they pay £6000 per year. This is a lifetime policy so each year it starts again. Molly was only 9 months old when she was diagnosed with Addisons Disease so we had to claim about £800 approx after only paying 6 months premiums and have been claiming for her tablets and blood tests ever since - with no problem at all. If you are taking out pet insurance make sure it is a lifetime policy as a lot of the cheaper ones only cover a condition for 1 year.

 

[kirsty]

Also many vets will NOT accept payment from the insurance companies anymore, even if the insurance company will pay your vet directly.

I go to two different vets with my cats and my dog and neither of them will take payment from the insurance company. I have to pay up front then get the money from the insurance company. The vet I go to with the cats used to accept payment from the insurance company and I only had to pay the excess to the vet, but they said due to the insurance companies taking so long to pay out they have stopped it

 

[chelle123]

no this is for life and as long as you insure your dog before they become 10 they will carry on the insurance its a life long policy so they will let you claim every year im lucky my vets allow me to let the insurance deal with it i dont pay them

 

[whippetsrus]

and the best bit as i dont get my dogs annual boosters it doesnt matter to them it isnt in there small print that they must be boostered every year.

Are you sure? I'm very surprised by that.

 

[chelle123]

yeah i phoned and asked them loads of questions

 

[Whippets Rule]

and the best bit as i dont get my dogs annual boosters it doesnt matter to them it isnt in there small print that they must be boostered every year.

Are you sure? I'm very surprised by that.

me too.

I imagine that if the dog contracted a disease that vaccinations would protect it against then the insurer won't pay out to have said disease treated? I can't see them paying out against say parvo if the dog could have been protected against it...does seem odd as most insurers would insist on vaccinations.

 

[maggiemay2]

the underwriters on this are E&L Ltd see below....

Pet-insurance.co.uk is a scheme administered and underwritten by Equine & Livestock Insurance Co. Ltd. (Registered in England & Wales no. 294940) which is authorised and regulated by the Financial Services Authority (FSA register number 202748). Equine & Livestock Insurance Co. Ltd. is also a member of the Association of British Insurers and the Financial Ombudsman Service.