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I'd be happy paying a surcharge for credit card if it was the same amount as the retailer has to pay the credit card company. Particularly small businesses, which struggle enough to survive as it is. They probably have to fork out to buy the card reader too.
 
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In the UK it is not illegal for businesses to refuse cash as payment and, in the same breath, it’s not illegal for them to refuse card payments, either.
Just as they have a choice, so do I and I refuse to be told that I cannot use a method of payment that I have used all my life.
 
Maybe charity shops get away with it because it is for charity, I wouldn't be happy paying it on principle.

You may have a point. I'm in the US and worked for a government agency (now retired) that accepts credit card and debit card and on line bill payments, and they charge a fee. The state law is that municipalities can charge these fees, to cover the cost of offering the service, because otherwise they are charging the tax payer to cover the cost.

There may be something similar for non profit charities.
 

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