So Roxy is not insured, I've been putting it off because it's confusing. I had a look at comparison sites etc. And for lifetime cover Rox would be at least £15 a month which is okay, but it was an insurer I hadn't heard of so I decided to read some reviews and they were terrible! Then I tried ones I had heard of like petplan which was £25 a month for lifetime and even they had some dodgy reviews! Some people saying companies go out their way to avoid paying out. So I'd rather not put so much money in and have them not pay out in the end. Anyway, after all this I have just decided to save up each week, it's easier! Have you got insurance? Is it worth it or do you just have savings just in case?